Tailored Pharmacy Insurance

Need insurance for your independent pharmacy or drug store? You’ve come to the right place. In the New York tri-state area, BNC is the pharmacy insurance partner of choice.

New-York-Quote-Request With frivolous claims on the rise and court awards skyrocketing, many pharmacy insurance programs are increasing deductibles, limiting coverage and raising rates, making it more difficult to secure affordable pharmacy insurance for your business.

Fortunately, we can make it easier. That’s because we specialize in insurance for pharmacies, know the products necessary to protect your business and have developed longstanding relationships with the insurance carriers that insure pharmacies. Additionally, we work directly with many of the members of the New York City Pharmacists Society (NYCPS) to ensure their businesses assets are protected. 

As a pharmacy or drug store business owner, smart insurance and risk management strategies are essential. Allow us to understand your operation and recommend the optimal mix of pharmacy insurance coverage. It could make the difference between simply meeting a deductible if a claim occurs and bearing the cost of an entire claim yourself. 

Your Pharmacy Business Insurance Package May Include:

  • Business Property (Stock, Fixtures, Furniture, Tenant Improvements)
  • Business Income
  • General Liability
  • Druggist Professional Liability
  • Business Automobile
  • Commercial Umbrella
  • Workers’ Compensation/ State DBL
  • Employee Benefits / Group Health

Today, it’s more important than ever for the independent pharmacy owner to review their insurance coverage, especially upon renewal, as coverages may be limited, resulting in coverage gaps you may not want to have or may not even be aware of. 

Contact us to discuss your insurance needs. We’ll take the time to review your current program and make recommendations to satisfy those needs. If you prefer, you may e-mail us directly at bcolby@bncagency.com.