Need New York Construction Insurance?
Trust the Experts at BNC Insurance


There’s a good reason that BNC enjoys a 94.2% customer retention rate.

We take care of New York construction insurance better than anyone else. Don’t put your profits at risk by using general insurance. Get a custom-built package of construction insurance coverage from BNC, an independent insurance agency specializing in the construction industry.

Why do thousands of New York metro contractors choose BNC for New York business insurance? 

  • Advanced understanding of construction risk transfer to protect your company from costly liability claims
  • Able to read the contracts and assist with legal issues
  • In-depth understanding of the building code nuances of the New York boroughs
  • Fast insurance certificate turnaround - often in four hours or less
  • Comprehensive construction insurance protection, customized for your business' unique risks
  • One-stop business insurance source for general liability, property, inland marine, builder's risk, work comp, pollution and more
  • Knowledgeable, reliable, surety bond support
  • LEED-certified insurance experts can help you navigate emerging green risks
  • Access to top New York construction insurance markets
  • More than 150 years of combined experience insuring New York's construction industry
  • Ability to assist with alternative construction insurance solutions, such as Owner Controlled Insurance Program (OCIPs)

Construction Insurance for all types of contractors 

Every construction company is unique and so are each company’s business insurance needs. Regardless of your company’s size or specialty, our construction insurance experts can analyze your construction business and offer a variety of business insurance choices to suit your business model. Our business insurance offerings include:

  • General liability
  • Property
  • Builders Risk Insurance
  • Contractors Liability Insurance
  • Surety Bonds
  • Workers’ Compensation Insurance
  • Business Auto Insurance
  • Inland Marine
  • Environmental Coverage
  • Tools and Equipment
  • OCP
  • Umbrella/Excess Liability 

We provide a variety of construction insurance coverage for New York contractors including:

  • Coverage for general contractors, trade contractors and subcontractors
  • Electrical contractors’ insurance
  • HVAC contractors’ insurance
  • Plumbing contractors’ insurance
  • Roofing contractors’ insurance
  • Landscaping contractors’ insurance
  • Building suppliers, manufacturers and distributors’ insurance
  • Most other types of construction insurance 

Request a New York construction insurance quote from BNC today. 

And if you own or manage property, make sure to ask about our New York real estate business insurance.

New York Construction Insurance Articles

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General Contractors: New technology offers hope for an old and costly problem

Construction defect claims forecast: Continued fog with minimal clearing

How building green can put you in the red - watch out for these exposures 

Is there a light at the end of the tunnel of asbestos litigation?

New opportunities mean new construction defect exposures

Heated debate over New York's Scaffold Law continues to boil

New York Construction Insurance: Putting costs into context

Landscapers Insurance: Would you be covered in these risk scenarios?

Asbestos insurance claims still lurking - and evolving

New report adds fuel to the fiery debate over New York's scaffold law 

Contractors: Is you excess liability umbrella broad enough?

Is wrap-up coverage right for you construction project?

Construction wage and hour litigation: Don't press your luck!

Recent case affirms New York's "absolute liability" for NY construction claims

Don't roll the dice on construction pollution risks

New York Scaffold Law: Time for a facelift?

Why your construction business needs the best commercial auto coverage you can get

As green construction flourishes, so do the risks

Navigating the landmines in New York construction insurance

How well do you know your contractors' equipment policy?

New York Construction Insurance: Why would your construction firm need cyber liability insurance?

New York Construction Insurance Tip: Beware of wage and hour litigation

New York Construction Insurance Tip: What's NOT covered by CGL

To ease the pain of rising construction insurance costs, focus on the fundamentals

Your New York construction insurance may exclude mold

New York Business Insurance: Six tips for hiring subcontractors

Does your construction insurance protect against inevitable delays?

Additional Insured Endorsements: Are you maximizing your construction insurance protection?

Workers’ Compensation Safety Groups: Your smart New York workers’ compensation alternative

Pollution Insurance: Need for contractors pollution liability surges

New York Surety Bonds 101: What you need to know