Real Estate Insurance
for Commercial Property Owners and Managers
Do you own, develop or manage commercial or residential real estate, such as office buildings, retail space or multi-family properties?
If so, you know that finding comprehensive, competitively-priced real estate insurance can be challenging … unless you work with the insurance experts at BNC Insurance and Risk Advisors.
We are quite experienced at insuring commercial and residential properties at every stage of development – from vacant land to completed, occupied structure. We are able to bind and insure new buildings and locations within moments and can manage out of state business bonds.
From co-ops and condos to apartment buildings, BNC has the experience, knowledge and resources to manage the risks and exposures that are unique to residential real estate. We work closely with property managers and property owners, as well as boards and associations to identify unique risks and exposures. Then, we put together creative, cost-effective insurance programs and risk management tools to transfer and reduce the risk.
When you request a real estate insurance quote, our New York insurance experts will match you with real estate insurance carriers that are most suited for your type of property. We are affiliated with most of the nation’s leading real estate insurance providers, so we can usually offer a wide range of competitive choices. We also well-versed in the emerging risks associated with green construction.
Among other factors, we consider the following property characteristics to develop comprehensive insurance protection for your unique needs:
- How the building is constructed
- How the building is used and occupied
- Your risk of catastrophic damage due to wind and water exposures
- Business interruption and boiler/machinery exposures
- Glass breakage exposure
- LEED certifications
- Potential pollution and environmental exposures
- Slip and fall liability exposures
- Accurate replacement cost value (often different than market value)
- How green construction impacts replacement cost value
If you build, remodel or rehabilitate property, we can also help with construction insurance. Our team has more than 150 years of combined experience and we are very knowledgeable about the unique building code requirements and insurance exposures in the New York boroughs. If you are a landlord, we can assist with landlord and tenants insurance, and if you have employees, talk to us about workers’ compensation coverage.
Request a real estate insurance quote today. Tomorrow, you’ll rest easy knowing you’re insured with the best coverage at the best price, by the real estate insurance experts at BNC.