Control workers’ compensation costs by deploying a dream team

Posted by John Cofini on Wed, Sep 03, 2014 @ 02:39 PM

Ask any championship sports team what the secret to its success is, and “teamwork” will likely be at the top of the list. It’s the same with highly successful businesses; they wouldn’t be where they are today without a great deal of coordination and teamwork.

Read More

Tags: New York workers compensation insurance, New Jersey workers’ compensation insurance, workers comp cost control, workers compensation premiums

New report adds fuel to fiery debate over New York’s scaffold law

Posted by John Cofini on Tue, May 13, 2014 @ 01:35 PM

For decades, a heated battle has been raging over New York’s Labor Law 240, also known as the scaffold law. The law holds contractors and developers 100 percent liable for the costs of any gravity-related accidents that they’re at least partially at fault for.

Read More

Tags: New York construction insurance, New York workers compensation insurance, new york scaffold law

Employers: Use this accident investigation checklist to take control of claims

Posted by John Cofini on Thu, May 08, 2014 @ 12:29 PM

When it comes to workplace accidents, every incident deserves your attention. Even a near miss can be a symptom of an underlying safety issue – one that could lead to a serious accident in the future. So it’s vital to get to the root cause of every unsafe occurrence, regardless of whether an injury is involved. Among other things, a thorough accident investigation is crucial to: 

Read More

Tags: New York workers compensation insurance, accident investigation checklist, workers’ compensation insurance claims, workplace accident investigation

New York Business Insurance Rate Forecast

Posted by John Cofini on Wed, Feb 05, 2014 @ 12:52 PM

If you’re like many business owners, you’re wondering what 2014 holds in store. Unfortunately, predicting how the economy will treat your business in the coming year is about as certain as predicting our winter weather. Fortunately your business insurance rates should be somewhat stable!

Read More

Tags: business insurance, new york business insurance, New York workers compensation insurance, commercial lines insurance, contractors insurance

New York contractors: Are you ready for this professional liability scenario?

Posted by Ronald Longueira on Tue, Oct 08, 2013 @ 05:33 PM

Read More

Tags: construction insurance, New York construction insurance, new york business insurance, New York workers compensation insurance, excess liability, New York contractors insurance, new York professional liability insurance, builders’ risk

Post-Offer New York Workers’ Comp Screening: Tread lightly to avoid a legal landmine

Posted by John Cofini on Tue, Jul 16, 2013 @ 02:34 PM

In this age of instant everything, it’s no surprise there are companies offering quick background check services. And with many industries still in a hiring slump, these vendors are expanding their services. In addition to drug testing, credit reports, court records, and state and federal criminal records, companies such as LexisNexis, HireSafe, and Talentwise are adding workers’ compensation background checks to their menu of services.

Read More

Tags: New York workers compensation insurance, New York workers’ comp, new york workers’ compensation insurance experts, new york workers comp screening, workers’ compensation background checks

New York Construction Insurance Tip: What’s NOT Covered By CGL

Posted by John Cofini on Tue, Apr 09, 2013 @ 05:10 PM

As a contractor, your CGL policy is one of the most important purchases you’ll make. It’s at the heart of your New York construction insurance and risk management program, and it creates the foundation for coordinating coverage with any necessary additional policies such as Builder’s Risk, Umbrella/Excess Liability, Professional Liability or Contractor’s Pollution Liability.

Read More

Tags: construction insurance, New York construction insurance, new york business insurance, New York workers compensation insurance, New York business insurance claims, New York workplace safety

The facts about NY workers’ compensation insurance fraud: It isn’t just your insurer’s problem

Posted by John Cofini on Tue, Apr 02, 2013 @ 05:14 PM

Every year the insurance industry deals with fraud to the tune of about $80 billion, according to the Coalition Against Insurance Fraud. That’s more than twice the gold in Fort Knox and enough to fund the U.S. space program for five years! And according to the National Insurance Crime Bureau, workers' compensation fraud alone accounts for $5 billion of that liability each year.

Read More

Tags: new york business insurance, New York workers compensation insurance, NY workers’ compensation insurance, New York workers’ comp insurance, NY work comp reform

NY Businesses: How to Boost Your “Degree of Certainty”

Posted by John Cofini on Tue, Mar 19, 2013 @ 03:07 PM

Running a business requires you to navigate a minefield of variables and uncertainties beyond your control. But even among your challenges, there are some things you can count on: 

Read More

Tags: new york business insurance, New York workers compensation insurance, NY business insurance, NY risk management, NY business strategies

To ease the pain of rising construction insurance costs, focus on the fundamentals

Posted by John Cofini on Tue, Mar 12, 2013 @ 06:24 PM

As the commercial insurance market continues to tighten, the construction industry continues to be among the hardest hit, especially here in New York.

Read More

Tags: construction insurance, New York construction insurance, new york business insurance, New York workers compensation insurance, New York business insurance claims, New York workplace safety