Is Ebola coming to a workers’ compensation claim near you?

Posted by John Cofini on Wed, Oct 15, 2014 @ 12:16 PM

The World Health Organization describes it as "unquestionably the most severe acute public health emergency in modern times." To date, the Ebola outbreak has claimed over 4,000 lives, with approximately 8,400 more probable or suspected cases. And projections for its growth are sobering. Healthmap predicts the number of cases of Ebola worldwide could reach over 18,000 within a few weeks.

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Tags: business insurance, New York workers’ compensation, workers’ compensation, ebola and workers’ compensation

7 steps to a stress-free New York workers’ compensation audit

Posted by John Cofini on Wed, Jul 23, 2014 @ 11:25 AM

As a business owner, any time you hear the word “audit,” it’s likely to push your stress level up a notch. Whether it’s the IRS, an insurance auditor, or some other agency poking through your records, an audit can be a nerve-racking and inconvenient experience for your company.

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Tags: new york business insurance, New York workers’ compensation, New York safety group

New York still losing hundreds of millions in work comp fraud

Posted by John Cofini on Wed, Jun 11, 2014 @ 12:40 PM

According to the National Insurance Crime Bureau, workers' compensation fraud is a $5 billion-a-year liability nationwide. And a recent report from the New York County Grand Jury proves that it continues to be a costly headache here in New York State.

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Tags: New York workers’ compensation, work comp fraud, new york employers, workers'; compensation fraud, new york workers' compensation fraud

Is wrap-up coverage right for your construction project?

Posted by John Cofini on Tue, Mar 18, 2014 @ 02:20 PM

Of all the challenges you face as a project owner or contractor on large construction projects, your New York construction insurance is likely one of your biggest and costliest headaches. With multiple subcontractors, suppliers, and insurance companies involved, you can find yourself dealing with unexpected coverage gaps, lapsed policies, or inadequate limits. And when a claim comes up, things can get complicated and expensive in a hurry.

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Tags: construction insurance, New York construction insurance, New York workers’ compensation, wrap-up insurance, consolidated insurance programs

Slash your New York business insurance costs with these non-insurance strategies

Posted by John Cofini on Tue, Feb 12, 2013 @ 05:24 PM

Your New York business insurance coverage is one of your biggest budget items, and one of the surest ways to reduce your insurance costs is to reduce the cost of your risk. After all, the better you manage your risk, the better risk you are for your business insurance provider.

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Tags: new york business insurance, New York risk management, New York workers’ compensation, new york business insurance coverage, New York risk assessment

The Silent, Deadly New York Workers’ Compensation Killer

Posted by John Cofini on Wed, Feb 06, 2013 @ 01:50 PM

When you consider the high cost of New York workers’ compensation claims, it’s clear you can’t afford to make careless missteps. And yet one of the most common and costly mistakes employers make in the workers’ compensation process is simply failing to communicate. In fact, employer silence is at the root of many workers’ comp disputes. When an employer drops the ball on communication, it’s almost inevitable that misunderstandings, delays, and added costs will be the result.

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Tags: new york business insurance, New York workers’ compensation, New York workers’ compensation claims, new york workers’ compensation costs, new york workers’ compensation claim, workers’ compensation program

Five high-gain resolutions for New York business insurance

Posted by John Cofini on Wed, Jan 09, 2013 @ 12:55 PM

As we bid farewell to another year, millions of Americans jotted down their New Year’s resolutions about calories, cardio workouts and carcinogens. Unfortunately, most of them will fail. In fact, according to the Journal of Clinical Psychology, only 8 percent of people are successful in realizing their New Year’s resolutions.

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Tags: new york business insurance, New York workers’ compensation, new york business insurance coverage, New York risk assessment, New York risk managment

The Four Litigation Triggers that Stall New York Workers Compensation Insurance Claims

Posted by John Cofini on Tue, Oct 16, 2012 @ 02:39 PM

As an employer, you know that costs can skyrocket when disputes arise and attorneys get involved in your New York workers’ compensation claims. Litigation can easily become a part of almost any claim and quickly start draining resources. Some New York workers’ compensation claims are naturally more complex, but when litigation is involved, even the simplest claims can become complex. Months, and sometimes even years, of legal wrangling skyrocket claims expenses and increase your workers’ compensation premiums for years to come.

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Tags: New York workers’ compensation, New York workers’ compensation claims, New York workers’ compensation premiums, NY work comp, New York workers’ comp

New York Workers’ Compensation Insurance Update: Take control of soaring costs with ERTW

Posted by John Cofini on Thu, Oct 04, 2012 @ 12:39 PM

New York business owners got some good news from the state’s Department of Financial Services in July. After facing a potential double-digit increase in New York workers’ compensation insurance premiums, and after four successive years of rate hikes, New York workers’ compensation rates will decline 1.2 percent.

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Tags: business insurance, New York workers’ compensation, new york workers’ compensation costs, New York safety group, New York workers compensation rates, New York workers compensation coverage, early return to work, ERTW

Nurse Triage: An Effective Weapon in Fighting New York Workers’ Compensation Insurance Costs

Posted by John Cofini on Tue, Sep 04, 2012 @ 05:07 PM

When one of your employees gets injured on the job, a quick decision needs to be made about what should happen next. Do you send the employee to the emergency room? Should you send them home to "wait and see" if the pain goes away?

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Tags: New York workers’ compensation, new york workers’ compensation costs, New York work comp, New York nurse triage