Your New York business insurance coverage is one of your biggest budget items, and one of the surest ways to reduce your insurance costs is to reduce the cost of your risk. After all, the better you manage your risk, the better risk you are for your business insurance provider.
As we bid farewell to another year, millions of Americans jotted down their New Year’s resolutions about calories, cardio workouts and carcinogens. Unfortunately, most of them will fail. In fact, according to the Journal of Clinical Psychology, only 8 percent of people are successful in realizing their New Year’s resolutions.