It’s become an age-old question: Does defective workmanship constitute an "occurrence" for purposes of coverage under a CGL policy? It’s been an issue shrouded in fog and an ongoing battle in the courts for over 20 years. And in just the past two years, that battle has been heating up.
With costs continuing to rise in every aspect of the construction industry, contractors are scrambling for ways to cut those costs. And since insurance is one of their biggest expenditures, many are adjusting their coverage in an effort to reduce their premiums.