Despite two State Workers’ Compensation reform bills passed in 1996 and 2007, New York businesses and employees still struggle with one of the most expensive, yet least efficient workers' compensation systems in the nation. And many employers are now concerned about how the Affordable Care Act (ACA) will ultimately impact workers’ compensation. Although the ACA doesn’t contain any significant measures directed at workers’ compensation, certain aspects of the new law may have work comp ramifications.
In his 1943 paper "A Theory of Human Motivation," American psychologist Abraham Maslow (1908-1970) first proposed his famous Hierarchy of Needs. According to his theory, one of the most crucial needs we have as human beings is the need to be appreciated.
If you’re like many business owners, you’re wondering what 2014 holds in store. Unfortunately, predicting how the economy will treat your business in the coming year is about as certain as predicting our winter weather. Fortunately your business insurance rates should be somewhat stable!
2014 has been a brutal one-two punch of winter. The infamous “polar vortex” and subsequent nor’easter brought subzero Arctic air, heavy snow, blizzards, travel disruptions, and winter headaches to tens of millions of people in more than 20 states.
A decades-long battle over New York’s Scaffold Law is heating up again.
You’ve invested a lot of time, money, and hard work into building your construction and contracting business, and having the right New York business insurance coverage is a crucial part of protecting that investment.
There’s no denying that the trucking business is an expensive line of work. You operate large, costly machines –and those machines are potentially destructive and prone to theft, so insurance premiums can be costly. Even if you have a good driving record and a zero claim history, it seems costs just keep going up.
It’s Halloween again – a time for hayrides, jack-o-lanterns, and trick-or-treaters. It’s also a time when many people around the world indulge their obsession with spirits, hauntings, and unnatural creatures. Some even believe that October 31 – Halloween or All Hallow's Eve – is a time when the space that separates reality from the dimension of ghosts and the supernatural is at its thinnest.
Tags: construction insurance, New York construction insurance, new york business insurance, New York workers compensation insurance, excess liability, New York contractors insurance, new York professional liability insurance, builders’ risk
When fire swept through six blocks of Seaside Park and Seaside Heights on the New Jersey boardwalk on September 12, it was a heart wrenching blow to an area that had barely gotten its footing after last October’s Superstorm Sandy. The boardwalk had just reopened in May in anticipation of the Memorial Day start of the tourist season. By the time the fire was out, more than 30 buildings had been reduced to cinders.