New York Business Insurance: How to Reduce Slips, Trips and Falls

Posted by Noff Colabella on Tue, Oct 11, 2016 @ 12:30 PM

It’s one of those little things we’ve all done – we have a momentary lapse in concentration while our mind is distracted, and we slip on the ice or trip over an obstacle. Next thing we know, we’re face down on the floor or the pavement. If we’re lucky, we walk away with some minor bruises.

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Tags: business insurance, slips, trips and falls

Spooky Business Insurance Risk: ADA Lawsuits

Posted by John Cofini on Tue, Oct 21, 2014 @ 05:18 PM

Are you ready for the season of ghosts and goblins? As a business owner, you don’t have to wait for Halloween to roll around to find things that go bump in the night. You deal with spooky risks all year round. And there’s a growing and particularly ghoulish risk you need to be on the lookout for: ADA lawsuits.

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Tags: business insurance, new york business insurance, New York risk management, ADA lawsuits

Is Ebola coming to a workers’ compensation claim near you?

Posted by John Cofini on Wed, Oct 15, 2014 @ 12:16 PM

The World Health Organization describes it as "unquestionably the most severe acute public health emergency in modern times." To date, the Ebola outbreak has claimed over 4,000 lives, with approximately 8,400 more probable or suspected cases. And projections for its growth are sobering. Healthmap predicts the number of cases of Ebola worldwide could reach over 18,000 within a few weeks.

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Tags: business insurance, New York workers’ compensation, workers’ compensation, ebola and workers’ compensation

Business insurance: Why you need an ironclad defense against cyber-attacks

Posted by John Cofini on Tue, Aug 19, 2014 @ 06:39 PM

Cyber-attacks are one of the five biggest threats the world now faces according to “Global Risks 2014,” published by the World Economic Forum in January of this year. In the U.S. alone, more than 3,000 U.S. companies had their computer systems hacked last year, as reported by the Washington Post in March.

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Tags: business insurance, cyber insurance, data breach insurance, cyber liability

Construction wage and hour litigation: Don’t press your luck!

Posted by John Cofini on Tue, Mar 11, 2014 @ 02:29 PM

St. Patrick’s Day may be just around the corner and you may be feeling lucky, but wearing green and carrying a four-leaf clover won’t protect you from this threat: wage and hour litigation. It’s one of the fastest growing and costliest threats to your construction business in recent years, and many experts think it’s the biggest employment litigation threat to American businesses today.

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Tags: construction insurance, business insurance, New York construction insurance, construction wage and hour issues, construction insurance quote, workers’ compensation insurance

New York Business Insurance Rate Forecast

Posted by John Cofini on Wed, Feb 05, 2014 @ 12:52 PM

If you’re like many business owners, you’re wondering what 2014 holds in store. Unfortunately, predicting how the economy will treat your business in the coming year is about as certain as predicting our winter weather. Fortunately your business insurance rates should be somewhat stable!

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Tags: business insurance, new york business insurance, New York workers compensation insurance, commercial lines insurance, contractors insurance

Construction Market Update – From Industry Growth to Business Insurance

Posted by Ronald Longueira on Tue, Dec 17, 2013 @ 11:58 PM

As another year winds down, analysts are weighing in on what’s been happening in the construction market this year and what 2014 might bring. Here are some of the highlights:

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Tags: construction insurance, business insurance, construction market, construction risk management

Spooky risks for New York business owners

Posted by John Cofini on Mon, Oct 21, 2013 @ 03:39 PM

It’s Halloween again – a time for hayrides, jack-o-lanterns, and trick-or-treaters. It’s also a time when many people around the world indulge their obsession with spirits, hauntings, and unnatural creatures. Some even believe that October 31 – Halloween or All Hallow's Eve – is a time when the space that separates reality from the dimension of ghosts and the supernatural is at its thinnest.

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Tags: business insurance, new york business insurance, business interruption insurance, workers’ comp insurance, cyber liability policy, key employee insurance

New York Business insurance update: What’s your plan for rising insurance costs in 2013?

Posted by John Cofini on Tue, Jun 18, 2013 @ 01:21 PM

According to Market Scout, an insurance distribution and underwriting company, the average composite rate for commercial property/casualty insurance in the U.S. was up five percent in May 2013. That’s the third consecutive month of five percent increases. In fact, all lines of insurance continue to see rate increases. Here are some of the figures from Market Scout:

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Tags: business insurance, new york business insurance, new york auto insurance, business insurance update, new york business insurance rates

What’s your New York business insurance IQ?

Posted by John Cofini on Thu, May 23, 2013 @ 06:40 PM

“Why is insurance the second most costly line on my Profit and Loss statement, yet the one I know the least about?”

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Tags: business insurance, new york business insurance, new york business insurance partner