With 2021 right around the corner, it’s time to take stock of current conditions in the commercial P&C marketplace. Here’s a look at the trends impacting the market as we head into the new year.

Americans love their home renovations. Creating the perfect space has become a national pastime, and home improvement spending in the U.S. continues to reflect that passion.

New York hopes to have 170,000 doses of the Pfizer COVID-19 vaccine by December 15. According to Fox, proposed legislation could make the vaccine mandatory in the state.

For now, however, employers must do everything they can to prevent the spread of the virus.

Fraud is everywhere, and if you’re not careful, your family or business could become the next victim. International Fraud Awareness Week runs from November 15 to 21, and this is a great time to make sure you know how to protect yourself.

The design/build model is gaining traction. Instead of dealing with a separate contractor and designer, owners can deal with a single provider. This can result in a faster, streamlined project. At the same time, it can lead to new and increased liability exposures for the design/build provider.

You probably know that a fire extinguisher can help you put out a fire before it gets out of control. But do you know what kind of fire extinguisher you need? Or what kind of maintenance is required? During an emergency, you won’t have time to figure these things out, so take a moment to brush up on fire extinguisher basics now.

Is your organization doing everything possible to prevent cyberattacks?

Job sites are common targets for theft. Thieves look for anything of value that can be sold for cash which can include building materials, tools, equipment, trailers, and vehicles. Currently, the nationwide unrest that has sparked looting and vandalism has increased the risk of theft and damage to unoccupied construction job sites.

General liability insurance coverage is an essential component of business insurance, providing coverage if someone accuses your business of causing property damage or bodily injury. Slips and falls are some of the most common bodily injury claims filed against businesses.

September is National Preparedness Month. This is a great time to review your personal emergency preparedness and confirm the adequacy of the insurance coverage protecting you and your assets.