Insurance is not a one-size-fits-all product. The assets you need to protect and the exposures you need to protect against are unique. In many cases, the traditional bundle of home, auto and umbrella coverage is not enough.
At BNC, we work with a wide array of personal insurance carrier partners to bring you the coverage options you need. Through Chubb, we can offer the following bespoke insurance service options:
Collectors’ Concierge Coverage
Whether your interest lies in fine art, jewelry, wine, stamps or something else, you’ve worked hard to build an impressive collection. Make sure you’re protecting that collection with the right insurance. The collectors’ concierge service can provide the insurance coverage you need.
The collectors’ concierge service does more than just insure your precious collection, however. Specialized software makes collection management easy and allows you to create customized reports. You can also receive referrals to qualified appraisers, restorers and other key specialists.
Small Commercial Coverage
If you or your family operates a small business, you may be taking on big risks. With insurance options for small commercial enterprises, you can make sure those risks are fully covered.
Your insurance needs will depend on the details of your business, but many common options include a business owner’s policy, workers’ compensation and professional management and liability protection. The Cyber Enterprise Risk Management and DigiTech ERM solutions can also protect your company from cyber risks.
Family Office Coverage
Family offices can provide wealth and investment management for your family, but they can also create new liability risks if you’re not careful. Claims of mismanagement, for example, can lead to lawsuits. If your family uses a family office, you need the right insurance.
Common insurance policies for family offices include family trust and trustee liability, professional liability, directors and officers liability, employment practices liability, fiduciary liability, business owner’s policy, crime and cybersecurity.
Your situation is unique, and so are your insurance needs. Let us help you customize your coverage to ensure that you have the right protection. Contact our Private Client Services team to learn more.