During the summer, hackers breached Equifax, a credit reporting agency, to access the Social Security numbers, birth dates and addresses of mostly American consumers. In some cases, driver’s license numbers and credit card numbers were accessed as well.
You can see whether you were impacted by the breach at equifaxsecurity2017.com/potential-impact/, but considering that an estimated 143 million people were affected, you could also just assume that you were among them. Along with TransUnion and Experian, Equifax is one of the biggest credit reporting agencies in the United States.
Equifax is offering enrollment in TrustedID Premier to everyone with a U.S. Social Security number, regardless of whether the company believes that person’s information has been jeopardized. TrustedID is an Equifax company that offers identity theft protection and credit monitoring.
The Federal Trade Commission recommends that people check their credit reports and monitor their accounts. It’s also smart to file taxes early, which can prevent a scammer from filing a fake return. People who are very worried, and aren’t planning to take out a loan in the near future, may also consider credit freeze.
This is data breach stands out due to the sheer number of individuals affected, but it is part of a growing trend. Data breaches and other cyberattacks are on the rise, which is why more and more businesses are investing in cyber insurance.