Peter Lanza

Recent Posts

Equipment Breakdown Homeowners Insurance – Do You Need It?

Posted by Peter Lanza on Wed, Jul 21, 2021 @ 01:49 PM

You may already know that equipment breakdown insurance is a standard and necessary element of many commercial business insurance packages. What you may not know is that this coverage is also available for homeowners. Traditional homeowners insurance policies do not cover losses related to equipment breakdown, so if you have expensive equipment in your home (such as high-end appliances, computer and security systems or HVAC equipment), this coverage might be a smart addition.

Read More

Tags: equipment breakdown homeowners insurance

Hurricane Season Preparedness for Homeowners and Businesses

Posted by Peter Lanza on Mon, Jun 28, 2021 @ 11:45 AM

The 2021 Atlantic hurricane season is underway, and it’s shaping up to be another bad one. Homeowners and businesses should make sure they’re prepared for the worst.

Read More

Catalytic Converter Theft Surges

Posted by Peter Lanza on Wed, May 26, 2021 @ 01:49 PM

If your car unexpectedly fails an emissions tests, make sure it still has a catalytic converter.

Read More

Tags: Catalytic Converter Theft, Catalytic Converter

How to Protect Your Assets with Umbrella Insurance

Posted by Peter Lanza on Tue, Apr 27, 2021 @ 12:09 PM

Is your umbrella policy large enough? Lawsuit settlements and jury awards are skyrocketing, so it’s a great time to review your umbrella policy limits, particularly if you entertain frequently, have a swimming pool, dogs, rental properties, or teen drivers in your household.

Read More

When the Power Goes Out, What Does Your HO Policy Cover?

Posted by Peter Lanza on Wed, Mar 03, 2021 @ 11:19 AM

Storm damage adds up fast. Power outages can result in spoiled food. Power surges can fry electronic devices and appliances. Freezing temperatures can lead to broken pipes and flooding. The same wind that caused the power outages can also cause downed trees, broken fences and other damage.

Read More

Tags: power outage, homeowners insurance coverage

Winter Weather Precautions for Homeowners: 12 Strategies to Battle Ice Dams

Posted by Peter Lanza on Mon, Jan 18, 2021 @ 04:46 PM

Icicles hanging off the rooftops always make for a beautiful winter scene. But if those icicles are hanging off your roof, it’s nothing to be taken lightly. Why? Because the very same conditions that formed those icicles are to blame for ice dams. And that can turn into a costly problem.

Read More

Tags: ice dams, winter weather precautions for homeowners

Renovating Your Home? Don’t Forget These Insurance Tips

Posted by Peter Lanza on Tue, Dec 22, 2020 @ 12:16 PM

Americans love their home renovations. Creating the perfect space has become a national pastime, and home improvement spending in the U.S. continues to reflect that passion.

Read More

Tags: homeowners insurance, home renovation

Home Fire Extinguisher Knowhow

Posted by Peter Lanza on Mon, Oct 19, 2020 @ 10:55 AM

You probably know that a fire extinguisher can help you put out a fire before it gets out of control. But do you know what kind of fire extinguisher you need? Or what kind of maintenance is required? During an emergency, you won’t have time to figure these things out, so take a moment to brush up on fire extinguisher basics now.

Read More

Tags: home fire extinguisher knowhow, fire extinguisher

Hurricane Preparedness: Is Your Home Ready?

Posted by Peter Lanza on Tue, May 26, 2020 @ 02:20 PM

As the 2020 hurricane season kicks off, the COVID-19 pandemic is still raging around the world. This year, it’s more important than ever to be prepared for the worst.

Read More

Tags: hurricane preparedness

3 Tech Tools that Reduce Homeowners Insurance Claims

Posted by Peter Lanza on Mon, Mar 09, 2020 @ 01:21 PM

Homeowners insurance is something you buy while hoping you’ll never need it. With some of the gadgets on the market, preventing a homeowners insurance claim can be easier than ever. Here’s a look at the tech that can help you avoid some of the most common causes of claims.

Read More

Tags: homeowners insurance, reduce homeowners insurance claims