Peter Lanza

Recent Posts

When the Power Goes Out, What Does Your HO Policy Cover?

Posted by Peter Lanza on Wed, Mar 03, 2021 @ 11:19 AM

Storm damage adds up fast. Power outages can result in spoiled food. Power surges can fry electronic devices and appliances. Freezing temperatures can lead to broken pipes and flooding. The same wind that caused the power outages can also cause downed trees, broken fences and other damage.

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Tags: power outage, homeowners insurance coverage

Winter Weather Precautions for Homeowners: 12 Strategies to Battle Ice Dams

Posted by Peter Lanza on Mon, Jan 18, 2021 @ 04:46 PM

Icicles hanging off the rooftops always make for a beautiful winter scene. But if those icicles are hanging off your roof, it’s nothing to be taken lightly. Why? Because the very same conditions that formed those icicles are to blame for ice dams. And that can turn into a costly problem.

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Tags: ice dams, winter weather precautions for homeowners

Renovating Your Home? Don’t Forget These Insurance Tips

Posted by Peter Lanza on Tue, Dec 22, 2020 @ 12:16 PM

Americans love their home renovations. Creating the perfect space has become a national pastime, and home improvement spending in the U.S. continues to reflect that passion.

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Tags: homeowners insurance, home renovation

Home Fire Extinguisher Knowhow

Posted by Peter Lanza on Mon, Oct 19, 2020 @ 10:55 AM

You probably know that a fire extinguisher can help you put out a fire before it gets out of control. But do you know what kind of fire extinguisher you need? Or what kind of maintenance is required? During an emergency, you won’t have time to figure these things out, so take a moment to brush up on fire extinguisher basics now.

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Tags: home fire extinguisher knowhow, fire extinguisher

Hurricane Preparedness: Is Your Home Ready?

Posted by Peter Lanza on Tue, May 26, 2020 @ 02:20 PM

As the 2020 hurricane season kicks off, the COVID-19 pandemic is still raging around the world. This year, it’s more important than ever to be prepared for the worst.

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Tags: hurricane preparedness

3 Tech Tools that Reduce Homeowners Insurance Claims

Posted by Peter Lanza on Mon, Mar 09, 2020 @ 01:21 PM

Homeowners insurance is something you buy while hoping you’ll never need it. With some of the gadgets on the market, preventing a homeowners insurance claim can be easier than ever. Here’s a look at the tech that can help you avoid some of the most common causes of claims.

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Tags: homeowners insurance, reduce homeowners insurance claims

New Year, New Umbrella Insurance Protection

Posted by Peter Lanza on Wed, Jan 29, 2020 @ 12:03 PM

The start of a new year is always a favorite time for reflecting on the past and planning for the future. It’s also the perfect time to review your personal risk management strategies. A critical but often overlooked component of personal risk management is an umbrella policy, otherwise known as an excess liability policy.

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Tags: umbrella insurance

Teen Driver Safety: Reminders to Share

Posted by Peter Lanza on Tue, Oct 29, 2019 @ 12:20 PM

Are your teens safe on the road? According to the NHTSA, 3,255 teen drivers between the ages of 15 and 19 were involved in fatal crashes in 2017. Remind your teens about safe driving best practices  frequently – you just might prevent a crash and save a life.

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Tags: teen driver safety

In Case of Fire, Does Your Family Have an Escape Plan?

Posted by Peter Lanza on Mon, Oct 21, 2019 @ 12:10 PM

It’s 3:00 in the morning and you’re suddenly awakened by the blood curdling screams of a family member yelling, “Fire!” Now the clock is ticking, and you may have less than two minutes to escape. Do you know what to do?

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Tags: escape plan, fire escape plan

How to Prepare Your Watercraft for a Hurricane

Posted by Peter Lanza on Mon, Aug 05, 2019 @ 11:58 AM

The 2019 hurricane season is underway. The good news is that the National Oceanic and Atmospheric Administration (NOAA) is predicting an average hurricane season for the Atlantic Ocean this year. The bad news is that even an average season can be devastating for those who find themselves in the path of a massive storm. Storm activity generally peaks around August and September.

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Tags: prepare your watercraft for a hurricane, watercraft insurance