John Cofini

Recent Posts

New Case Illustrates Why Property Managers Must Be Vigilant in Fire Prevention Efforts

Posted by John Cofini on Mon, Jan 07, 2019 @ 03:01 PM

If you’re a property owner or manager, you face a host of risks on your property every day. And few things can strike terror in the minds of landlords and renters quite like the word “fire.” In multiple-unit buildings with multiple families, a small blaze can quickly turn into a widespread disaster. That kind of disaster could send your business into a financial tailspin.

Read More

Tags: fire prevention efforts, property managers

Construction Risk Management: 10 Electrical Hazards

Posted by John Cofini on Wed, Dec 26, 2018 @ 01:42 PM

From 2012 through 2016, three hundred twenty-five U.S. contract workers died as a result of electrical injuries. And construction trade workers represented a whopping 57 percent of fatal electrical accidents during that time.

Read More

Tags: construction risk management, construction insurance

Five Tech Trends that Could Impact Your New York Workers' Compensation Insurance Costs

Posted by John Cofini on Tue, Nov 20, 2018 @ 01:51 PM

One thing you can always count on with the New York workers’ compensation insurance system is change. Major reforms were enacted in 2007, and last year the state’s 2017 budget included some of the biggest changes since 2007.

Read More

Tags: workers’ compensation insurance, tech trends, New York workers' compensation insurance

Three Big Vacant Property Insurance Mistakes

Posted by John Cofini on Mon, Oct 29, 2018 @ 09:00 AM

If you own vacant property, whether it’s a private home or a commercial building, you know it’s an asset that comes with many hazards – and a lot of stress.

Read More

Tags: vacant property insurance, vacant property

What you need to know about OSHA’s new excavation and trenching safety initiatives

Posted by John Cofini on Mon, Oct 15, 2018 @ 03:23 PM

With the rise in construction excavation and trenching fatalities in recent years, the Occupational Safety & Health Administration (OSHA) is taking action by ramping up its education and prevention initiatives.

Read More

Tags: excavation and trenching safety, construction insurance

Is Your Business Ready to Thwart Cyber Risk?

Posted by John Cofini on Thu, Oct 04, 2018 @ 02:11 PM

Cybercrime victims lost more than $1.4 billion in 2017, according to the Internet Crime Complaint Center (IC3). IC3 received more than 301,580 complaints last year, an increase from 298,728 complaints in 2016. In fact, the number of complaints has been steadily increasing each year since 2013.

Read More

Tags: cyber risk, new york business insurance

How Will Marijuana Legalization Impact the New York Work Comp System?

Posted by John Cofini on Fri, Sep 28, 2018 @ 12:16 PM

New York may soon legalize recreational marijuana, and already has a Medical Marijuana Program. More recently, Governor Cuomo announced a workgroup dedicated to drafting legislation for an adult-use marijuana program in the state. For employers, the possible impact on employment practices and workers’ compensation claims must be considered.

Read More

Tags: marijuana legalization

Construction Industry News Roundup

Posted by John Cofini on Mon, Aug 27, 2018 @ 01:08 PM

The construction industry is constantly evolving. To help you stay ahead of the game, here are a few recent key developments in the industry.

Read More

Tags: construction industry news

Worker Classification Errors: A Ticking Time Bomb

Posted by John Cofini on Tue, Jul 31, 2018 @ 06:54 PM

Uber can’t catch a break. On July 13, the popular ride-sharing service was ordered by New York State’s Unemployment Insurance Appeal Board to provide unemployment benefits to three drivers and others “similarly situated.” In 2016, the company agreed to a settlement of $84 million to $100 million for hundreds of thousands of California and Massachusetts drivers who were fighting for employee status and applicable benefits. And just last November, the company lost an appeal of a London decision ordering it to pay minimum wage and paid time off to drivers.

Read More

Tags: worker classification

Construction Industry Legal Roundup

Posted by John Cofini on Fri, Jul 20, 2018 @ 03:52 PM

The construction industry is full of rules and regulations – and they’re always changing. To help you keep up, here’s a roundup of the latest legal developments to impact New York construction.

Read More

Tags: construction industry legal roundup, construction