John Cofini

Recent Posts

Three Growing Construction Site Risks: Violence, Substance Abuse and Aging

Posted by John Cofini on Wed, Mar 13, 2019 @ 01:33 PM

The construction industry has its fair share of risks – and then some. On top of the more common issues – like injuries, construction defects, and environmental concerns – there are three growing risks to be aware of: violence, substance abuse and aging.

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Tags: construction site risks

Construction Contracts: Why You May Be Walking a Dangerous Tightrope

Posted by John Cofini on Tue, Feb 05, 2019 @ 01:50 PM

Out of the hundreds of moving parts and complexities involved in an average construction project, the contract is still one of the most complex and often misunderstood pieces of the puzzle.

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Tags: construction contracts

The Do’s and Don’ts of Handling OSHA Inspections

Posted by John Cofini on Thu, Jan 24, 2019 @ 01:14 PM

Like any business owner, you want to provide a safe work environment for your employees. But accidents, injuries, and even deaths can happen. And when those tragic things happen, agencies like OSHA can get involved, adding even more scrutiny and stress to an already tense situation.

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Tags: OSHA inspection, how to prepare for an OSHA inspection

New Case Illustrates Why Property Managers Must Be Vigilant in Fire Prevention Efforts

Posted by John Cofini on Mon, Jan 07, 2019 @ 03:01 PM

If you’re a property owner or manager, you face a host of risks on your property every day. And few things can strike terror in the minds of landlords and renters quite like the word “fire.” In multiple-unit buildings with multiple families, a small blaze can quickly turn into a widespread disaster. That kind of disaster could send your business into a financial tailspin.

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Tags: fire prevention efforts, property managers

Construction Risk Management: 10 Electrical Hazards

Posted by John Cofini on Wed, Dec 26, 2018 @ 01:42 PM

From 2012 through 2016, three hundred twenty-five U.S. contract workers died as a result of electrical injuries. And construction trade workers represented a whopping 57 percent of fatal electrical accidents during that time.

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Tags: construction insurance, construction risk management

Five Tech Trends that Could Impact Your New York Workers' Compensation Insurance Costs

Posted by John Cofini on Tue, Nov 20, 2018 @ 01:51 PM

One thing you can always count on with the New York workers’ compensation insurance system is change. Major reforms were enacted in 2007, and last year the state’s 2017 budget included some of the biggest changes since 2007.

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Tags: workers’ compensation insurance, New York workers' compensation insurance, tech trends

Three Big Vacant Property Insurance Mistakes

Posted by John Cofini on Mon, Oct 29, 2018 @ 09:00 AM

If you own vacant property, whether it’s a private home or a commercial building, you know it’s an asset that comes with many hazards – and a lot of stress.

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Tags: vacant property, vacant property insurance

What you need to know about OSHA’s new excavation and trenching safety initiatives

Posted by John Cofini on Mon, Oct 15, 2018 @ 03:23 PM

With the rise in construction excavation and trenching fatalities in recent years, the Occupational Safety & Health Administration (OSHA) is taking action by ramping up its education and prevention initiatives.

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Tags: construction insurance, excavation and trenching safety

Is Your Business Ready to Thwart Cyber Risk?

Posted by John Cofini on Thu, Oct 04, 2018 @ 02:11 PM

Cybercrime victims lost more than $1.4 billion in 2017, according to the Internet Crime Complaint Center (IC3). IC3 received more than 301,580 complaints last year, an increase from 298,728 complaints in 2016. In fact, the number of complaints has been steadily increasing each year since 2013.

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Tags: new york business insurance, cyber risk

How Will Marijuana Legalization Impact the New York Work Comp System?

Posted by John Cofini on Fri, Sep 28, 2018 @ 12:16 PM

New York may soon legalize recreational marijuana, and already has a Medical Marijuana Program. More recently, Governor Cuomo announced a workgroup dedicated to drafting legislation for an adult-use marijuana program in the state. For employers, the possible impact on employment practices and workers’ compensation claims must be considered.

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Tags: marijuana legalization