John Cofini

Recent Posts

5 Things Commercial Property Owners Need to Know About Insuring Vacant Property

Posted by John Cofini on Mon, Mar 29, 2021 @ 04:31 PM

Like so many other sectors of the economy, the commercial real estate market has taken a beating since the COVID pandemic began more than a year ago. Between the widespread retail shutdowns and millions more people working from home, the demand for space has plummeted, leaving more vacant properties than ever.

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Tags: vacant property, insuring vacant property

General Liability vs. Professional Liability: Do You Know The Difference?

Posted by John Cofini on Thu, Mar 18, 2021 @ 03:52 PM

Running a business has always been a risky venture. These days, the risks are greater than ever with the continuing rise in liability claims. That means it’s more important than ever to have financial protection in place to guard your business against a potentially costly liability claim.

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Tags: general liability vs. professional liability, general liability insurance, professional liability insurance

7 Ways to Address Construction Workers’ Mental Wellness

Posted by John Cofini on Fri, Mar 05, 2021 @ 11:54 AM

It’s no secret that construction is one of the most dangerous occupations around. According to OSHA, one in every 10 construction workers is injured every year, and the industry accounts for roughly 20 percent of all private industry fatalities.

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Tags: construction mental wellness, mental wellness, construction worker mental wellness

Should You Require Employees to Get a COVID Vaccine?

Posted by John Cofini on Tue, Feb 23, 2021 @ 01:50 PM

Now that the Pfizer-BioNTech and Moderna COVID-19 vaccines have received FDA emergency use authorization, many employers are eager to get their workforce vaccinated. Some employers may want to make the COVID-19 vaccine mandatory for all workers. While this approach may be effective, it may also come with potential downsides.

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Tags: COVID-19 vaccine, COVID vaccine

SolarWinds And the Evolution of Cyber Insurance

Posted by John Cofini on Tue, Feb 16, 2021 @ 05:12 PM

In 2020, one of the largest data breaches in history was perpetrated against several companies and government agencies, including the network management software firm SolarWinds. Around 18,000 of SolarWinds customers were affected. It was a major and long-running attack, and the full impact is still being sorted out.

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Tags: cyber insurance

Is Your Construction Equipment Winter Ready?

Posted by John Cofini on Mon, Feb 01, 2021 @ 01:15 PM

If you run a construction business, nothing gets done without your heavy equipment. Those pieces of machinery are your workhorses and keeping those machines operational is a full-time job.

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Tags: construction equipment

P&C Commercial Insurance Market Update – What to Expect in 2021

Posted by John Cofini on Mon, Dec 28, 2020 @ 01:52 PM

With 2021 right around the corner, it’s time to take stock of current conditions in the commercial P&C marketplace. Here’s a look at the trends impacting the market as we head into the new year.

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Tags: commercial insurance, commercial insurance market

COVID-19 Updates for Employers in New York

Posted by John Cofini on Mon, Dec 14, 2020 @ 01:13 PM

New York hopes to have 170,000 doses of the Pfizer COVID-19 vaccine by December 15. According to Fox, proposed legislation could make the vaccine mandatory in the state.

For now, however, employers must do everything they can to prevent the spread of the virus.

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Tags: COVID-19, COVID-19 updates

Construction Design/Build Liability Exposures

Posted by John Cofini on Mon, Nov 16, 2020 @ 04:56 PM

The design/build model is gaining traction. Instead of dealing with a separate contractor and designer, owners can deal with a single provider. This can result in a faster, streamlined project. At the same time, it can lead to new and increased liability exposures for the design/build provider.

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Tags: construction design/build, construction design/build iability

Strengthen Your Defenses During National Cybersecurity Awareness Month

Posted by John Cofini on Fri, Oct 09, 2020 @ 12:10 PM

Is your organization doing everything possible to prevent cyberattacks?

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Tags: cybersecurity, cyberattacks