Icicles hanging off the rooftops always make for a beautiful winter scene. But if those icicles are hanging off your roof, it’s nothing to be taken lightly. Why? Because the very same conditions that formed those icicles are to blame for ice dams. And that can turn into a costly problem.

In an effort to support small businesses during the COVID-19 pandemic, the Raising the NYS Bar Restaurant Recovery Fund offers reimbursement grants of up to $5,000 to eligible businesses. The $3 million program is intended to support full-service restaurants during the winter months when outdoor dining is limited and as restaurants adjust to New York State’s COVID-19 safety restrictions and new mandates.

Few businesses have gone unscathed from the COVID-19 pandemic; perhaps none have been more impacted than our beloved restaurants and eateries in New York. Although this state has responded to the mandated restrictions with finesse and fresh ideas, new COVID-19 strategies created unknown risks. Here’s a look at how the pandemic continues to transform exposures and how NY restaurants can approach these risks innovatively.

With 2021 right around the corner, it’s time to take stock of current conditions in the commercial P&C marketplace. Here’s a look at the trends impacting the market as we head into the new year.

Americans love their home renovations. Creating the perfect space has become a national pastime, and home improvement spending in the U.S. continues to reflect that passion.

New York hopes to have 170,000 doses of the Pfizer COVID-19 vaccine by December 15. According to Fox, proposed legislation could make the vaccine mandatory in the state.

For now, however, employers must do everything they can to prevent the spread of the virus.

Fraud is everywhere, and if you’re not careful, your family or business could become the next victim. International Fraud Awareness Week runs from November 15 to 21, and this is a great time to make sure you know how to protect yourself.

The design/build model is gaining traction. Instead of dealing with a separate contractor and designer, owners can deal with a single provider. This can result in a faster, streamlined project. At the same time, it can lead to new and increased liability exposures for the design/build provider.

You probably know that a fire extinguisher can help you put out a fire before it gets out of control. But do you know what kind of fire extinguisher you need? Or what kind of maintenance is required? During an emergency, you won’t have time to figure these things out, so take a moment to brush up on fire extinguisher basics now.

Is your organization doing everything possible to prevent cyberattacks?