Are You in Compliance with New Wage and Hour Laws?

Posted by John Cofini on Wed, Jan 15, 2020 @ 04:35 PM

Labor represents a significant expense for many businesses. Keeping labor costs under control is essential. At the same time, businesses must follow all local and federal wage and hour laws. Many of these laws have recently changed, and missteps can lead to expensive lawsuits. 

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Tags: new wage and hour laws, wage and hour laws

Construction Industry Roundup

Posted by John Cofini on Thu, Jan 02, 2020 @ 07:43 PM

What do high-tech wearables, bird-friendly windows, and ancient ruins have in common? They’re all part of today’s evolving construction industry. In this week’s blog, we’ve tapped our sources to bring you some recent developments in the industry to keep you informed. Here are just a few.

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Tags: construction insurance, construction industry roundup

Volunteering at Blythdale Children’s Hospital

Posted by Isabella R. Autorino on Thu, Dec 26, 2019 @ 05:59 PM

Last week, we were honored to volunteer at the Blythdale Children’s Hospital event. It was truly an amazing morning. The energy was so touching and inspiring and the kids, staff and parents were so happy. It reminded us of the true meaning of Christmas. We applaud all the employees who work there, caring for medically fragile children. It is a truly special place. Here are some photos of our experiences.

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Tags: Blythdale Children’s Hospital

How to Minimize the Liability Risks of Holiday Entertaining at Home

Posted by Todd Rockefeller on Mon, Dec 16, 2019 @ 01:38 PM

When you plan your holiday events this year, don’t forget to consider your liability risks. Every time you welcome guests to your home, you take on some responsibility for their well-being. If a guest is injured on your property, you could be held legally liable. You may even face legal liability for what happens to guests after they leave a party you’ve hosted. Take precautions to keep your guests safe and your exposures under control.

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Tags: liability risks of holiday entertaining

How Social Inflation Is Driving Up Your Commercial Insurance Rates

Posted by John Cofini on Thu, Dec 05, 2019 @ 02:33 PM

We’ve seen some jaw-dropping liability claim settlements against big business in recent years. Just recently, corporate giant Johnson & Johnson was slapped with a whopping $8 billion products liability settlement for failing to sufficiently warn doctors of the side effects of the antipsychotic medication Risperdal.

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Tags: social inflation, commercial insurance rates

Cyber Risk Readiness: The New Normal for Business

Posted by John Cofini on Tue, Nov 19, 2019 @ 01:19 PM

Cyberattacks have become a part of daily life, but this doesn’t mean they’re becoming less of a risk. These days, no one is immune from the threat. Local governments are being hit with coordinated ransomware attacks, while the National Cyber Security Alliance reports that 25 percent of small- and medium-sized businesses file for bankruptcy after a cyberattack. To survive, your business needs to make cyber risk readiness the new normal.

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Tags: cyber risk, cyber risk readiness

Five Reasons Employment Practices Liability Insurance is More Important Than Ever

Posted by John Cofini on Fri, Nov 15, 2019 @ 12:11 PM

In today’s litigious environment, employers must have employee practices liability insurance. This important policy provides coverage for employee lawsuits over common claims, including harassment, discrimination and wrongful termination. It can cover legal costs including defense and settlements.

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Tags: employment practices liability insurance, employment practices liability

Contractors: Are You One Environmental Exposure Away from Bankruptcy?

Posted by John Cofini on Mon, Nov 11, 2019 @ 12:18 PM

It’s a lesson too many contractors learn the hard way… One pollution liability claim can ruin you.

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Tags: contractors environmental exposures, environmental exposures

Teen Driver Safety: Reminders to Share

Posted by Peter Lanza on Tue, Oct 29, 2019 @ 12:20 PM

Are your teens safe on the road? According to the NHTSA, 3,255 teen drivers between the ages of 15 and 19 were involved in fatal crashes in 2017. Remind your teens about safe driving best practices  frequently – you just might prevent a crash and save a life.

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Tags: teen driver safety

7 Ways Better Communication Can Boost Work Comp Outcomes

Posted by John Cofini on Mon, Oct 28, 2019 @ 05:47 PM

It only takes a split second for an employee to get injured on the job. A slip and fall. The careless handling of a power tool. Lifting gone wrong. There are almost endless ways your workers can be injured in an instant.

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Tags: workers’ compensation insurance, work comp