Silica Risk Management: What Contractors Need to Know

Posted by John Cofini on Tue, Aug 06, 2019 @ 03:55 PM

It’s only a little dust – and a big hazard. Silica is a common material with many industrial uses. It can also contribute to several significant health problems. Employers must manage silica risk to keep their workers safe and healthy.

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Tags: silica, silica risk management

How to Prepare Your Watercraft for a Hurricane

Posted by Peter Lanza on Mon, Aug 05, 2019 @ 11:58 AM

The 2019 hurricane season is underway. The good news is that the National Oceanic and Atmospheric Administration (NOAA) is predicting an average hurricane season for the Atlantic Ocean this year. The bad news is that even an average season can be devastating for those who find themselves in the path of a massive storm. Storm activity generally peaks around August and September.

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Tags: prepare your watercraft for a hurricane, watercraft insurance

Restaurant Liquor Liability: What If You Overserve?

Posted by Paul G. Sohigian on Tue, Jul 23, 2019 @ 01:47 PM

There’s a fine line between pleasantly buzzed and dangerously drunk. Many restaurants serve alcoholic beverages alongside their meals. The owners and employees may believe that, because they are legally licensed to serve alcohol, what happens to the guests who overindulge is not their responsibility. However, this is not exactly true. Restaurants do face liquor liability.

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Tags: restaurant insurance, restaurant liquor liability, liquor liability

Crane Safety: Accidents and Regulations

Posted by John Cofini on Thu, Jul 18, 2019 @ 01:24 PM

Construction is a dangerous industry. In 2017, the construction industry suffered 971 worker fatalities. Cranes, which are on many construction sites, present unique hazards. Recent accidents highlight the dangers posed by cranes and the importance of new regulations designed to promote crane safety.

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Tags: construction insurance, crane safety

10 Ways to Minimize Jewelry Losses While Traveling

Posted by Peter Lanza on Wed, Jul 03, 2019 @ 01:50 PM

The summer travel season is in full swing and vacation spots around the world are filled with tourists. But if you’re packing your favorite jewelry on vacation, make sure you’re taking precautions to protect your valuables.

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Tags: minimize jewelry losses while traveling, jewelry

Workplace Safety: Preventing Heat-Related Illness

Posted by John Cofini on Fri, Jun 21, 2019 @ 03:18 PM

Excessive heat kills dozens of workers every year. According to the Bureau of Labor Statistics, 37 workers died from exposure to environmental heat in 2015, and 33 of those deaths happened during summer. There were also 2,830 injuries that required time off work.

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Tags: workplace safety, preventing heat-related illness

Board Volunteers - Beware of These D&O Exposures

Posted by Todd Rockefeller on Thu, Jun 13, 2019 @ 02:42 PM

Sometimes you get more than you bargain for. When you agree to volunteer on a board, for example, you might expect to contribute to your community while proving your leadership skills and increasing your professional network. You’ll get all of that and a heavy dose of risk.

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Tags: D&O Insurance, D&O exposures, D&O for board volunteers

Workplace Violence: Managing a Growing Risk

Posted by John Cofini on Wed, Jun 05, 2019 @ 11:51 AM

The Virginia Beach shooting that killed 12 people last week was a grave reminder of the risk of workplace violence. We hear about incidents of workplace violence every day. From deadly shootings to fistfights, assaults are a common threat, and no type of business is exempt from the danger. As workplace violence increases, the need to manage this risk is greater than ever.

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Tags: workplace violence, workplace risk management

John Cofini Elected Big I NY Chair of the Board

Posted by Isabella R. Autorino on Fri, May 24, 2019 @ 11:35 AM

Big I New York, the state's premier independent insurance producer trade association, this week elected BNC Principal, John Cofini as its chair of the board for the 2019-20 term. Cofini was sworn in during a May 21 ceremony at Big I New York's Go Big 2019 event, held at DoubleTree by Hilton Hotel Tarrytown in Tarrytown, New York.

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Tags: Big I NY

How to Take Control of Restaurant Delivery Risks

Posted by John Cofini on Tue, May 21, 2019 @ 03:47 PM

From fast food tacos to local mom-and-pop eateries, it seems like every restaurant offers delivery these days. According to the Nation’s Restaurant Review, a report from The NPD Group shows that delivery visits have increased by 10 percent since 2012, while sales have increased 20 percent. Restaurants have always struggled with thin profit margins, and the delivery trend provides an exciting opportunity for growth. But before you jump on this trend, make sure you’re ready to control the risks.

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Tags: restaurant insurance, restaurant delivery risks