Can DNA Testing Impact Life Insurance Underwriting?

Posted by Jennifer West on Tue, Aug 14, 2018 @ 03:12 PM

The process is incredibly simple.  You spit in the DNA test kit and mail it back to the company. The company analyzes your spit and tells you about your DNA. Just like that, you can learn things you never knew about yourself, your health, your family and your ancestry. It’s so easy that you may be wondering why anyone wouldn’t get their DNA tested.

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Tags: life insurance, dna testing and life insurance underwriting

Worker Classification Errors: A Ticking Time Bomb

Posted by John Cofini on Tue, Jul 31, 2018 @ 06:54 PM

Uber can’t catch a break. On July 13, the popular ride-sharing service was ordered by New York State’s Unemployment Insurance Appeal Board to provide unemployment benefits to three drivers and others “similarly situated.” In 2016, the company agreed to a settlement of $84 million to $100 million for hundreds of thousands of California and Massachusetts drivers who were fighting for employee status and applicable benefits. And just last November, the company lost an appeal of a London decision ordering it to pay minimum wage and paid time off to drivers.

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Tags: worker classification

BNC Insurance Golf Classic for Blythedale to Support the Tiny Miracles Program

Posted by Isabella R. Autorino on Mon, Jul 30, 2018 @ 09:00 AM

The BNC Insurance Golf Classic for Blythedale Children’s Hospital is coming on September 17th to Sunningdale Country Club in Scarsdale, NY. BNC Insurance & Risk Advisors is proud to sponsor and be a part of this most important event to positively impact the lives of children in need of complex medical care.

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Tags: BNC Insurance Golf Classic, golf

Connected Home Risks – Don’t Let Previous Owners Haunt You

Posted by Todd Rockefeller on Mon, Jul 23, 2018 @ 12:02 PM

Is your house being haunted by the prior owner? No, we’re not talking about ghosts. We’re talking about connected homes. If you bought a connected home, the previous owner might still have access to the controls. So when your lights turn on and off by themselves, don’t worry about poltergeists – worry about the prior owner.

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Tags: connected home risks

Construction Industry Legal Roundup

Posted by John Cofini on Fri, Jul 20, 2018 @ 03:52 PM

The construction industry is full of rules and regulations – and they’re always changing. To help you keep up, here’s a roundup of the latest legal developments to impact New York construction.

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Tags: construction, construction industry legal roundup

Five Factors Behind Commercial Auto Insurance Rates Hikes

Posted by John Cofini on Fri, Jun 29, 2018 @ 09:00 AM

Keeping fleet costs down is an important part of keeping a company’s profits up. Whether transportation is your focus or simply an ancillary issue, commercial auto costs can have a major impact on your bottom dollar. Here’s a look at the factors driving up driving costs.

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Tags: commercial auto insurance

Your Yacht and Boat Insurance Coverage Checklist

Posted by Peter Lanza on Mon, Jun 25, 2018 @ 02:01 PM

For millions of Americans, summertime means hitting the water in their favorite watercraft. In fact, reports that about 74 million of us enjoy some form of recreational boating every year, whether in a motor boat, sailboat, raft, canoe, kayak, or yacht.

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Tags: boat insurance, yacht insurance

Scaffold Law and Infrastructure Expansion Act Developments

Posted by John Cofini on Tue, Jun 12, 2018 @ 12:38 PM

If you’re familiar with the construction industry in New York, you probably have a strong opinion about the state’s scaffold law. More formally known as New York’s Labor Law 240, the scaffold law holds contractors, property owners and developers 100 percent liable for gravity-related accidents and injuries. This absolute liability holds even when the injured workers was primarily responsible for the accident.

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Tags: Scaffold Law

Restaurant Risk Management: Safety Tips for Young Workers

Posted by Paul G. Sohigian on Fri, May 25, 2018 @ 10:00 AM

With another summer season about to kick off, it’s time to gear up for the picnics, back yard barbecues, boating, swimming, traveling, and other summer activities we love so much.

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Tags: restaurant risk management

A Big Thanks to All Who Participated in the BNC Blood Drive!

Posted by Isabella R. Autorino on Wed, May 23, 2018 @ 03:40 PM

Today’s Blood Drive was a huge success. Thank you so much for supporting this worthy cause!

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Tags: bnc blood drive