Like any business owner, you want to provide a safe work environment for your employees. But accidents, injuries, and even deaths can happen. And when those tragic things happen, agencies like OSHA can get involved, adding even more scrutiny and stress to an already tense situation.

When it comes to winter here in the northeast, ice and snow are as inevitable as the sunrise and sunset. Every homeowner knows the headaches that can accompany those forces of nature. In fact, one in every 50 insured homeowners files a claim related to water damage or freezing every year according to the Insurance Information Institute.

If you’re a property owner or manager, you face a host of risks on your property every day. And few things can strike terror in the minds of landlords and renters quite like the word “fire.” In multiple-unit buildings with multiple families, a small blaze can quickly turn into a widespread disaster. That kind of disaster could send your business into a financial tailspin.

From 2012 through 2016, three hundred twenty-five U.S. contract workers died as a result of electrical injuries. And construction trade workers represented a whopping 57 percent of fatal electrical accidents during that time.

Holiday lights aren’t the only thing that sparkle this time of year. Jewelry is one of the most popular holiday presents to give and receive.

One thing you can always count on with the New York workers’ compensation insurance system is change. Major reforms were enacted in 2007, and last year the state’s 2017 budget included some of the biggest changes since 2007.

For the seventh consecutive year, BNC Insurance has retained its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The annual survey and Study of leading independent insurance agencies documents the business practices of the “best” agencies and urges others to adopt similar practices.

Last year, 960,000 people were hospitalized due to the flu and 79,000 died, according to the CDC. Protect yourself, your family and your team by getting a flu shot now. The team at BNC is now inoculated thanks to our onsite flu clinic. Prevention is the best medicine! Get details about the flu and this year's flu vaccine at the CDC website.

We hope your celebration was Spooktacular!

If you own vacant property, whether it’s a private home or a commercial building, you know it’s an asset that comes with many hazards – and a lot of stress.