One thing you can always count on with the New York workers’ compensation insurance system is change. Major reforms were enacted in 2007, and last year the state’s 2017 budget included some of the biggest changes since 2007.

For the seventh consecutive year, BNC Insurance has retained its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The annual survey and Study of leading independent insurance agencies documents the business practices of the “best” agencies and urges others to adopt similar practices.

Last year, 960,000 people were hospitalized due to the flu and 79,000 died, according to the CDC. Protect yourself, your family and your team by getting a flu shot now. The team at BNC is now inoculated thanks to our onsite flu clinic. Prevention is the best medicine! Get details about the flu and this year's flu vaccine at the CDC website.

We hope your celebration was Spooktacular!

If you own vacant property, whether it’s a private home or a commercial building, you know it’s an asset that comes with many hazards – and a lot of stress.

As a parent, you do a lot of things to keep your children safe and healthy. If you’re the parent of a licensed teen, educating your child about driver safety is one of the most important things you can do. That’s because car crashes are the leading cause of death for teens between the ages of 15 and 18.

With the rise in construction excavation and trenching fatalities in recent years, the Occupational Safety & Health Administration (OSHA) is taking action by ramping up its education and prevention initiatives.

Does more money really cause more problems? Perhaps not – but it certainly brings a different set of challenges. After all, successful families and individuals have more to lose – and more for other people to go after.

Cybercrime victims lost more than $1.4 billion in 2017, according to the Internet Crime Complaint Center (IC3). IC3 received more than 301,580 complaints last year, an increase from 298,728 complaints in 2016. In fact, the number of complaints has been steadily increasing each year since 2013.

New York may soon legalize recreational marijuana, and already has a Medical Marijuana Program. More recently, Governor Cuomo announced a workgroup dedicated to drafting legislation for an adult-use marijuana program in the state. For employers, the possible impact on employment practices and workers’ compensation claims must be considered.