We Have Your Auto Service Insurance Solution!

We offer a tailored auto service shop insurance program to help well-managed shops take control of their cost of risk. This program is offered in all 31 states where we conduct business.

Why insure your auto service shop with BNC?

We are known for providing custom risk solutions tailored for your industry. Our insurance packages feature robust insurance coverage and competitive rates. We go beyond standard coverage options to provide you with features such as mechanics professional liability, dealer & transporter plates, towing coverage, pollution liability ins. (tank coverage), liquor liability, EPLI, and cyber protection – coverages which are often excluded in general business insurance policies.

If you have multiple locations, we are very skilled at structuring your insurance for your optimal advantage. We approach the market place on your behalf, and have appointments with several different carriers who specialize in the auto service industry. You can rely on us to produce a quick, comprehensive, and competitive product.

If you are like many auto service shops we have worked with, you likely have some significant exposures.  We have the knowledge and expertise to uncover any inadequacies or gaps in coverage.  We will assist in educating you about the risks in your industry. 

Are you a good fit for our auto service insurance program?

Our program works best for accounts that:

  • Have been in business for two years or more.
  • Are safety concious and proactive about loss prevention.
  • Specialize in auto body, collision repair and mechanical repair ... OR
  • Those who are transmission shops, tire dealers, auto glass shops, quick lube shops ... OR
  • Those who operate service stations with convenience stores.

Want to learn more? Click here to complete our online auto service shop application!

Coverage options include:

  • Building and building contents
  • General garage liability
  • Business auto coverage
  • Professional liability
  • Liquor liability
  • Pollution liability (tank coverage)
  • Garage keeper’s legal liability coverage
  • Crime/Money & securities
  • Workers’ compensation
  • Employment practices liability
  • 24-hour risks OK
  • Towing coverage
  • Tool coverage
  • Dealer & transporter plates