New York Paid Family Leave Act Update

Posted by Jennifer West on Wed, Sep 13, 2017 @ 04:24 PM

Employees in New York are about to receive new paid family leave rights. In the United States, federal law does not require employers to provide paid family leave, but the New York State Paid Family Leave Program does. The law goes into effect in 2018.

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Tags: paid family leave, new york paid family leave act

Top 10 OSHA Construction Site Violations and The Silica Rule Update

Posted by Noff Colabella on Fri, Sep 08, 2017 @ 05:14 PM

Construction can be a dangerous job. That’s why the rules established by the Occupational Safety and Health Administration (OSHA) are so important. Even construction companies that try to create a safe environment may sometimes be guilty of common violations – and have to pay the price in penalties. Now there’s a new rule that may lead to even more issues.

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Tags: construction site violations, OSHA construction site violations

Own a Drone? Here’s What You Need to Know About Drone Insurance.

Posted by Noff Colabella on Wed, Aug 23, 2017 @ 08:20 PM

If you’re in New York, don’t be too surprised if you see a drone in the skies above you. Once associated with the military, drones have become increasingly popular in commercial and personal uses. The Federal Aviation Administration (FAA) expects sales of hobby and commercial drones in the United States to reach 7 million by 2020. But just as the applications of drones are growing, so too are the legal and insurance concerns.

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Tags: Drone Insurance

Your Experience Mod: Key to New York Workers Compensation Insurance Rates

Posted by Noff Colabella on Mon, Aug 14, 2017 @ 04:47 PM

 Want to take control of your workers’ compensation insurance costs? Take a close look at your experience modification factor. Through the experience modification factor, companies can lower their premiums by improving the safety of their working environment.

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Business Insurance: Are You Covered for Food Delivery Risk?

Posted by Noff Colabella on Tue, Jul 25, 2017 @ 03:57 PM

In today’s busy world, food delivery is a booming business. This convenience comes at a cost, however. When businesses offer delivery service, they open the door to new risks. Before you expand your services to include home delivery, make sure your business insurance adequately protects against the risks below.

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Tags: food delivery risk, Food safety

Are Work Comp Claims Caused by Fights Compensable?

Posted by Noff Colabella on Fri, Jul 14, 2017 @ 12:14 PM

If an employee is injured on the job, a workers’ compensation insurance claim is likely to follow. Whether the claim is accepted is another question. Some cases are particularly difficult to navigate. Claims can become particularly uncertain when the injury is caused by fight.

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Tags: work comp claims

Health Insurance Roundup: What Business Owners Need to Know

Posted by Jennifer West on Mon, Jul 03, 2017 @ 09:00 AM

After the House passed the American Health Care Act, the bill intended to replace Obamacare, news on health insurance quieted for a while as the Senate got to work on their version of the health care bill. But while other news stories may have pushed health insurance out of the spotlight, there’s still a lot going on. Here’s a look at the most important recent developments.

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Tags: employee benefits, health insurance

Case in Point: When the “Additional Insured” Isn’t Covered

Posted by Noff Colabella on Tue, Jun 27, 2017 @ 11:14 AM

When you’re a construction contractor, there are a lot of “moving parts” to your operation, and a successful project requires that those parts work in sync. Your insurance coverage can be one of the most complex of those parts. And since it’s likely one of your biggest costs, it pays to get it right.

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Tags: construction insurance, additional insured

How to Steer Clear of a Tip-related Wage Violation – and a Lawsuit

Posted by Noff Colabella on Mon, Jun 19, 2017 @ 05:00 PM

When it comes to litigation, restaurants have been on the chopping block lately – specifically, their owners and managers. The issue at hand? Wage violations stemming from improper tipping practices.

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Tags: tip-related wage violation

Construction contractors: Avoid costly pollution exclusion surprises

Posted by Noff Colabella on Tue, Jun 06, 2017 @ 01:40 PM

As any construction contractor knows, an environmental claim can quickly complicate a project and drive up costs. And the risk goes beyond the costs. Environmental claims are notoriously time-consuming, requiring expert legal and claims support, and the liabilities involved can kill a company’s public image and reputation.

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Tags: cgl policy, pollution exclusion