Are Work Comp Claims Caused by Fights Compensable?

Posted by Noff Colabella on Fri, Jul 14, 2017 @ 12:14 PM

If an employee is injured on the job, a workers’ compensation insurance claim is likely to follow. Whether the claim is accepted is another question. Some cases are particularly difficult to navigate. Claims can become particularly uncertain when the injury is caused by fight.

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Tags: work comp claims

Health Insurance Roundup: What Business Owners Need to Know

Posted by Jennifer West on Mon, Jul 03, 2017 @ 09:00 AM

After the House passed the American Health Care Act, the bill intended to replace Obamacare, news on health insurance quieted for a while as the Senate got to work on their version of the health care bill. But while other news stories may have pushed health insurance out of the spotlight, there’s still a lot going on. Here’s a look at the most important recent developments.

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Tags: employee benefits, health insurance

Case in Point: When the “Additional Insured” Isn’t Covered

Posted by Noff Colabella on Tue, Jun 27, 2017 @ 11:14 AM

When you’re a construction contractor, there are a lot of “moving parts” to your operation, and a successful project requires that those parts work in sync. Your insurance coverage can be one of the most complex of those parts. And since it’s likely one of your biggest costs, it pays to get it right.

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Tags: construction insurance, additional insured

How to Steer Clear of a Tip-related Wage Violation – and a Lawsuit

Posted by Noff Colabella on Mon, Jun 19, 2017 @ 05:00 PM

When it comes to litigation, restaurants have been on the chopping block lately – specifically, their owners and managers. The issue at hand? Wage violations stemming from improper tipping practices.

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Tags: tip-related wage violation

Construction contractors: Avoid costly pollution exclusion surprises

Posted by Noff Colabella on Tue, Jun 06, 2017 @ 01:40 PM

As any construction contractor knows, an environmental claim can quickly complicate a project and drive up costs. And the risk goes beyond the costs. Environmental claims are notoriously time-consuming, requiring expert legal and claims support, and the liabilities involved can kill a company’s public image and reputation.

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Tags: cgl policy, pollution exclusion

Cybersecurity for the Construction Industry

Posted by Noff Colabella on Wed, May 24, 2017 @ 01:08 PM

Gone are the days when computer issues were a problem that only that only concerned the IT team. These days, malware is a growing cause of business interruption and financial loss. No industry is immune to the current wave of cybercrime. For the construction industry, two threats stand out: ransomware and hacked equipment.

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Tags: cybersecurity

Blood Drive - Wed., May 24th - BNC Insurance - We NEED you!

Posted by Isabella R. Autorino on Tue, May 23, 2017 @ 03:18 PM

BNC Insurance Agency

American Red Cross Blood Drive

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Tags: bnc blood drive

Changing Weather Patterns Create Cloudy Outlook for Coastal Commercial Property Owners

Posted by Noff Colabella on Mon, May 15, 2017 @ 05:20 PM

Commercial property owners should take note of changing weather patterns. According to the National Climate Assessment, a report created by the Federal Advisory Committee with the help of more than 300 experts, heavy downpours have increased in recent decades throughout the United States, especially in the Northeast, Midwest and Great Plains. Flooding has also been a major issue, resulting in an average loss of almost 8 billion dollars each year between 19981 and 2011 – and flooding is expected to worsen in the coming years.

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Tags: rising sea levels impact property owners

Auto Insurance Liability: Are Your Limits High Enough?

Posted by Scott Kantor on Tue, Apr 25, 2017 @ 12:11 PM

Being involved in an automobile accident can be traumatic for anyone. If it turns out the accident is your fault, it can be even more stressful. However, there’s one thing that can quickly turn the situation into a financial nightmare: not having adequate liability limits on your auto insurance policy.

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Tags: new york auto insurance, auto insurance liability

BNC Insurance Agency  and the American Red Cross are hosting an upcoming blood drive.

Posted by Isabella R. Autorino on Mon, Apr 24, 2017 @ 05:22 PM

Please join our lifesaving mission and schedule an appointment today!

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Tags: bnc blood drive